Express Valuations, Inc. is your FHA certified appraisal companyExpress Valuations, Inc. is CA state certified and on the FHA Roster of approved residential appraisers. Express Valuations, Inc. is certified and approved to do appraisals for FHA secured financial transactions. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Express Valuations, Inc. is well-trained on how to comply with the rules and regulations provided. Be sure to contact Express Valuations, Inc. if you need an appraisal done for an FHA-secured loan. An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender takes care of all the finances; the FHA simply secures the transaction with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all purchasers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are acutely beneficial to buyers with less starting income. |